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I heard at that place an extraordinary account of how a dirigible balloon, with nobody on board, had some few years before passed over the house. The balloon--which my informant, in his ignorant language, called a "huge square globe"--flew, according to him, a flag, the stars and stripes, and had an anchor dangling down. The balloon was travelling in a westerly direction. It flew a little higher than the trees, and caused a great scare among the natives. My informant told me that there was no one in the car at all, but they waved their hands at him (_sic_) when they passed over his house! He then told me that the air-ship had passed in the daytime and had quickly disappeared, but that it was beautifully lighted with coloured lights at night. So that it would be difficult from that truthful account to place much reliance on what the man said or on what he had seen at all. It is quite possible--after discarding all the indisputable embroidery from the story--that a balloon actually went over that place, and it may probably have been Wellman's abandoned balloon with which he had tried to go across the Atlantic.

Many writers have dwelt with delight on the cheerful disposition that seems so common in Japan. Lightness of heart, freedom from all anxiety for the future, living chiefly in the present, these and kindred features are pictured in glowing terms. And, on the whole, these pictures are true to life. The many flower festivals are made occasions for family picnics when all care seems thrown to the wind. There is a simplicity and a freshness and a freedom from worry that is delightful to see. But it is also remarked that a change in this regard is beginning to be observed. The coming in of Western machinery, methods of government, of trade and of education, is introducing customs and cares, ambitions and activities, that militate against the older ways. Doubtless, this too is true. If so, it but serves to establish the general proposition of these pages that the more outstanding national characteristics are largely the result of special social conditions, rather than of inherent national character.

The discommodities of usury are, First, that it makes fewer merchants. For were it not for this lazy trade of usury, money would not he still, but would in great part be employed upon merchandizing; which is the vena porta of wealth in a state. The second, that it makes poor merchants. For, as a farmer cannot husband his ground so well, if he sit at a great rent; so the merchant cannot drive his trade so well, if he sit at great usury. The third is incident to the other two; and that is the decay of customs of kings or states, which ebb or flow, with merchandizing. The fourth, that it bringeth the treasure of a realm, or state, into a few hands. For the usurer being at certainties, and others at uncertainties, at the end of the game, most of the money will be in the box; and ever a state flourisheth, when wealth is more equally spread. The fifth, that it beats down the price of land; for the employment of money, is chiefly either merchandizing or purchasing; and usury waylays both. The sixth, that it doth dull and damp all industries, improvements, and new inventions, wherein money would be stirring, if it were not for this slug. The last, that it is the canker and ruin of many men's estates; which, in process of time, breeds a public poverty.


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